Students are responsible for reading and understanding this document:

arrowMemorandum of Understanding


Not all programs are eligible for all types of financial aid. Many certificate programs and some diploma programs are not eligible for Federal Student Aid. A lists of what TCTC Academic Programs qualify for Federal Student Aid is listed in the college catalog and online catalog. If you have further questions about financial aid and your program, please contact the Financial Aid Office.

arrow Avoid Owing Money Back


  • If student withdraws from classes, money will likely be owed to the College and to the Department of Education.
  • Contact Financial Aid office before you withdraw from classes.
  • If student owes any federal funds as a result of withdrawing from classes, financial aid will be suspended at any college (including Tri-County) until the debt is paid.


  • Dropping classes is permitted during the drop/add period. This is usually during the first week of class.
  • After drop/add period, student must withdraw from classes.
  • If student is to receive a refund, this is handled at the Business Office in Miller Hall.
  • There is a $25 administrative fee when processing refunds.


  • Recipients of Federal Title IV funding such as Pell grant, ACG grant, SEOG grant, Stafford loans, etc. who withdraw from all classes before 60% completion of the term are federally obligated to pay back these funds.
  • Students also are required pay back funds if they stop attending all classes or fail to pass any of their classes.
  • Financial aid is suspended until the debt is paid.

arrow Satisfactory Academic Progress

In order to receive financial aid students must make Satisfactory Academic Progress (SAP) according to Federal Guidelines. No financial aid is awarded as long as a student is under Unsatisfactory Academic Progress. Students are allowed two appeals during their enrollment at the College. See Appeal Form (attach link) for more information.

Required Standards for SAP - ALL three (3) must be met to remain in good standing.

  • Grade Point Average (GPA) - Students are required to maintain an institutional GPA of 2.0.
  • Pass Rate - Students are required to maintain a 67% cumulative pass rate.
  • Maximum Timeframe- Students are required to complete their degree/diploma/certificate within 150% of the required program of study. Example: a student enrolled in a 60 credit hour program is eligible until 90 credit hours are attempted (60 x 1.5 = 90).

Status Levels

  • Good Standing - Student is maintaining a cumulative 2.0 GPA. Student is successfully completing a minimum of 67% of all cumulative coursework attempted. Student has not exceeded Maximum Timeframe.
  • Warning - Student did not meet one or more of required standards.
  • Suspension - Student did not meet one or more of required standards after warning status. Student aid is terminated immediately.

Appeal Outcomes

  • Academic Plan- If appeal is approved the student must meet academic plan set by the review committee every semester to regain a financial aid status of 'good standing.'
  • Approved Extension of Cumulative Hours- Financial aid is extended for approved hours. Students must continue to meet SAP requirements and/or academic plan set by the review committee. Students must adhere to the degree plan set on the appeal by their academic adviser.
  • Appeal Denied - Student will not receive federal student aid.

Repeat Classes

  • Students who receive a failing grade in a class can repeat that class but it will affect the student's completion rate. Number of repeat classes is considered by the review committee when a student is submitting an appeal for loss of financial aid.
  • Classes repeated to improve a passing grade may be repeated one (1) additional time only.

For SAP Policy information click here (SAP Policy- PDF)

SAP Appeal Form (PDF) *Academic Improvement/Graduation plans must be created, saved, and locked in Degree Works by your faculty advisor.*

  • The Spring 2017 Financial Aid Priority Processing Date is November 17, 2016 by 6:30 PM. Appeals submitted by the Financial Aid Priority Processing Date are guaranteed decisions by January 4, 2017.
  • The Spring 2017 SAP appeal deadline is December 19, 2016 by 6:30 PM.

arrow Loan Defaults

Defaulting on Student Loans

  • Students are not eligible to receive any financial aid when their student loans are in default status.
  • This includes loans as well as Federal and State grants.

"I'm in default on a student loan! What to do?"


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Contact Us

Financial Aid
(864) 646-1650
Toll-free number (within 864 area code): 1-866-269-5677 x1650
Fax: (864) 646-1890

Office Location:
Miller Hall
Office Hours:
Monday - Thursday:
8:00 a.m. to 5:00 p.m.
8:00 a.m. to 2:00 p.m.